Insurance information for the Bride and Groom.


Dear Pablo,
 
As a corporate member of ABC, we would like to make you aware of our product, the Wedding Protector Plan®, an online wedding insurance product.
 
Announcing our new enhancements!
·        Liquor Liability - there is now coverage if bodily injury or property damage were to occur because someone was drinking.
·        Extended Immediate Family - now includes the grandparents in addition to the parents and children of the bride and groom.
 
Here are a few more highlights of our policy*:
·        No deductible - this means that the policy will pay from the first dollar for a covered loss.
·        Easy application process - your client can purchase directly on the internet or through a Travelers insurance agent.  Everything is done online so there is no paper application to submit.
·        No surcharge for destination weddings
·        $1,000,000 Liability with property damage - we have three options for Property Damage levels all with $1,000,000 in Liability protection.
·        No surcharge for Additional Insured's - we can list the venue as an additional insured on the policy at no additional charge to the client.
 

Though you may not want to think about it, a lot can go wrong. What if your reception venue goes out of business a month before the wedding, and you lose your deposit and have to find another location? Or a hurricane causes your wedding to be postponed? What if your bridal shop closes, leaving you without a gown?
For as little as $160, your wedding insurance policy can cover a variety of situations, such as:
No Dress. You can get repair or replacement cost if the bride's wedding gown or groom's tuxedo is lost or damaged.
 
Lost Deposits. We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.
 
Lost Rings. You can receive repair or replacement cost if the bride or groom's wedding bands are lost or damaged.
 
Severe Weather. If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.
 
Transportation Shutdown. If you have to postpone the wedding because a commercial transportation shutdown prevents the bride, groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses.
 
Ruined Photos. If your photographer's film is defective, or negatives are lost or damaged, we can help cover the cost to re-take new photos.
 
Call to Duty. If the bride or groom is unexpectedly called up to active duty, or has her or his military service leave revoked, forcing you to postpone the event, we can provide reimbursement for
non-recoverable expenses.
 
Damaged Gifts. You can get repair or replacement cost if your wedding gifts are damaged.
 
Sudden Illness. If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.
 
Venue Requires Insurance. As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.
 
Additional Expense. If a vendor suddenly becomes unavailable for your event but you can find a last-minute replacement, we can reimburse you for the difference in cost.
 
                                                                                                       * Source: Condé Nast Bridal Media - American Wedding Study, 2006
 

This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy.For an actual description of all coverages, terms and conditions, refer to the insurance policy. Coverage is subject to individual insureds meeting ourunderwriting qualifications and to state availability.
 
The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT 06183 © 2007 The St. Paul Travelers Companies, Inc. All rights reserved. PL-13393-BB New 2-07

        
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